Mortgage/Real Estate Loans

If you value the additional benefits of working with a local lender for your mortgage needs, contact The Fauquier Bank. We offer a variety of finance options. Customers trust us to see their loans through from beginning to end, and know they’ll get honest, realistic answers and guidance from our dedicated staff. TFB loans are not sold, therefore they all stay in-house. Decisions are made locally, and TFB offers competitive interest rates. What sets TFB apart from other banks, is that we offer non-qualified mortgages with flexible debt to income ratio requirements.

 

Fixed-Rate Mortgages 

If you want the stability of a fixed-rate mortgage, we offer a variety of programs with short to long terms and other features that make home buying more affordable. 

    • Local pre-approval decisions
    • Fixed-rate mortgages available
    • No prepayment penalty
    • Loans up to $625,500
    • Non-conforming
    • Receive 1/8% off your mortgage rate by having your monthly mortgage payments automatically deducted from a TFB account

Balloons With Amortization Tailored To Your Needs

Balloon mortgages work for people that like the stability of fixed payments. Also, if you are planning on selling your home in a given time frame, a balloon mortgage might make sense.  Balloon mortgages offer fixed interest rates with flexible terms. 

    • Payments remain the same for the entire balloon term
    • No maximum limit
    • Non-conforming and jumbo loans
    • No pre-payment penalty
    • Balloon mortgages are great for second homes, investment properties or jumbo loans
    • Receive 1/8% off your mortgage rate by having your monthly mortgage payments automatically deducted from a TFB account

 

For more information on Real Estate Loans, please contact us.

 

 All loans subject to credit approval.

Mary Ann Andrews  NMLS #482462; Gloria J. Bowman NMLS #482463; Patricia Swanson NMLS #482464; Tina Taylor NMLS #482465

Back to Top
FDIC
ABOUT SSL CERTIFICATES