This eStatement Agreement ("Agreement") applies to all checking, savings and money market accounts ("Account") you have with The Fauquier Bank. By choosing to receive a Personal Account Manager eStatement ("eStatement"), you will receive your first eStatement on your next regularly scheduled statement date. If you no longer wish to receive eStatements for a particular Account, you can request to return to paper statements by contacting the bank. Should you have questions regarding this information, contact our Customer Care Center (540) 347-2700 or (703) 366-1600 or toll-free (800) 638-3798. The words "we," "us" and "our" mean The Fauquier Bank branch with which you have your Account, and the words "you" and "your" mean you, the individual who is identified on the Account as the owner or authorized signer on the Account(s) listed on the Account Preferences screen. As used in this Agreement, “Disclosure” means any account statement, authorization, agreement, disclosure, notice, or other information related to your Account including, but not limited to, information that we are required by law to provide in writing.
When you activate eStatements associated with your Account(s), you agree that we may provide you with any Disclosures relating to your Account(s) in electronic format, and that we will discontinue sending paper Disclosures to you. We will only provide Disclosures to you electronically unless and until you withdraw your consent as described below. Your consent to receive Disclosures electronically includes, but is not limited to:
All Disclosures will be provided to you electronically in one of several ways. These are either:
You may withdraw your consent to receive eStatements and Disclosures electronically for any of your Accounts by either changing your Electronic Statement preferences found within the Account Preferences screen within Personal Account Manager or contacting us by telephone or in writing. We may treat an invalid e-mail address or the subsequent malfunction of a previously valid address as a withdrawal of your consent to receive eStatements and Disclosures electronically. We will not charge you a fee to process the withdrawal of your consent. If you withdraw your consent to receive eStatements and Disclosures electronically, the withdrawal will become effective after your request is processed.
It is your responsibility to provide us with an accurate and complete e-mail address, contact, and other information related to this Disclosure and your Account(s). You must maintain and promptly update this information with any changes. You can update your e-mail address within Administration in Personal Account Manager. Refer to Section 2 (How We Will Provide Disclosures Electronically). To update all other information, call us at our Customer Care Center (540) 347-2700 or (703) 366-1600 or toll-free (800) 638-3798.
In order to access, view, and retain electronic Disclosures, you must have:
To request a paper copy, contact our Customer Care Center (540) 347-2700 or (703) 366-1600 or toll-free (800) 638-3798. You may incur a service charge for the delivery of paper copies of any Disclosures provided to you electronically pursuant to your authorization. We reserve the right, but assume no obligation, to provide a paper (instead of electronic) copy of any Disclosure. We will not send you a paper copy of any Disclosure unless you request it or we otherwise deem it appropriate to do so. You can obtain a paper copy of a Disclosure provided to you electronically either by printing it yourself or by requesting that we mail you a paper copy. Such request must be made no later than seven years after we first provided the Disclosure to you electronically.
All Disclosures we provide to you, regardless of the format, will be considered "in writing." You should print or download a copy of your eStatements, this Agreement, your initial authorization to receive eStatements plus any changes to that authorization, and any other important Disclosures for your records.
You acknowledge and agree that your consent to receive Disclosures electronically is being provided in connection with a transaction affecting interstate commerce that is subject to the federal Electronic Signatures in Global and National Commerce Act, and that you and we both intend that the Act apply to the fullest extent possible to validate our ability to conduct business with you by electronic means.
We reserve the right, at our sole discretion, to discontinue providing Disclosures to you electronically, or to change or terminate the terms and conditions under which we provide Disclosures electronically. We will provide you with notice of any such termination or change as required by law.
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